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TMG The Mortgage Group (Ontario) Inc.

Commercial Mortgages



We Help You Get The Best Commercial, Residential, Or Real Estate Investment Mortgages

Be empowered with choice and options on lenders and their offers.

Enjoy time to do your due diligence and research your property to find any hidden problems before you seal the deal.

Let us help you prepare your file and know you have provided all the information for the best chance of approval.

HALO Mortgage Advisory is a Commercial Brokerage dedicated to commercial Borrowing clients. Licence #133548.

HALO offers a suite of Private, Residential, and Commercial Mortgage solutions tailored to Commercial Real Estate Developers, Investors, and Business Owners.

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HALO Mortgage works across every real estate asset class to provide clients with the most competitive commercial mortgage terms and conditions possible. Both seasoned and new developers and commercial real estate investors can benefit from our years of expertise and vast network of motivated lenders.

Land Development and Construction

We help fund land purchase and construction projects across all asset classes including low rise, mid and high rise, apartment, hotel and resort, retail, industrial, office, medical, student housing, and campgrounds.

  • Up to 75% LTV
  • Terms – 2 – 4 years
  • Interest-only or interest reserve
  • Purpose Zoning not required

  • Up to 100%
  • LTV Up to 100% financing
  • Interest can be capitalized

  • Up to 75% LTV

Multi-Family Residential

Non-recourse mortgages are available in every geographic location: primary, secondary and tertiary markets. We provide construction and traditional mortgages for multi-family residential assets in primary, secondary, and tertiary markets. CMHC and Non-CMHC mortgages are available, and we advise apartment owners on their options to select the best mortgage for their multi-residential apartment financing needs.

  • CMHC Mortgages up to 85% LTV
  • Non CMHC Mortgages up to 80% LTV
  • CMHC Construction Mortgages up to 85% LTV
  • Non CMHC Construction Mortgages up to 75% LTC
  • Mezzanine Financing up to 85% LTV
  • Non CMHC amortizations up to 30 year amortization
  • CMHC Mortgage amortizations up to 40 years

INDUSTRIAL PROPERTY MORTGAGES

Non-recourse mortgages are available in every geographic location: primary, secondary and tertiary markets. We work with all project types from high rollover vacancy to investment grade and provide competitive terms and rates across the entire range.

  • Up to 75% LTV
  • Up to 25 Year Amortization

  • Up to 100% LTV
  • Up to 25 Year Amortization

OFFICE PROPERTY MORTGAGES

We provide construction and traditional commercial mortgages for office land and existing office buildings in primary, secondary, and tertiary markets. We assist commercial borrowers in purchasing or refinancing office buildings for investment purposes or to be occupied by the owner to operate or build their company office.

  • Up to 75% LTV
  • Up to 25 Year Amortization

  • Up to 100% LTV
  • Up to 25 Year Amortization

HOTELS

We provide construction and traditional commercial mortgages for Hotel land and existing hotel buildings in primary, secondary, and tertiary markets. We assist commercial borrowers in purchasing or refinancing hotel buildings for investment purposes, or to be occupied by the owner of professional hotel operators with multiple Hotels under management.

  • Up to 50% LTV
  • Up to 75% LTC for Construction

  • Up to 75% LTV
  • 20 Year Amortization

RETAIL PROPERTY MORTGAGES

We provide construction and traditional commercial mortgages for retail land and existing retail properties (retail plazas or units) in primary, secondary, and tertiary markets. We assist commercial borrowers to purchase or refinance retail buildings for investment or redevelopment purposes or to be occupied by the owner to operate or build their operating premises.

  • Up to 50% LTV
  • Up to 25 Years Amortization

  • Up to 100% LTV
  • Up to 25 Year Amortization

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RESIDENTIAL MORTGAGES

HALO Mortgage Advisory Inc. is a licenced mortgage brokerage that helps entrepreneurs and business owners get approved for residential mortgages on properties valued at over $5MM. Our mortgage brokers may also consider properties valued below $5MM for business owners or Commercial Real Estate Developers with non-traditional income.

We specialize in residential mortgages for:

  • Business owners 
  • Commercial real estate industry professionals (Developers, Realtors, Mortgage Brokers, etc.)
  • Residential Investment property portfolios (16 or more residential properties)
  • Jumbo residential mortgages – $5,000,000 ++ Residential Properties

Contact one of our licenced mortgage brokers today to discuss your residential mortgage needs and we will be glad to assist. 

PRIVATE MORTGAGES

In some instances, a private Mortgage may be the most suitable and HALO Mortgage Advisory Inc. is a licensed Mortgage Brokerage #13348 that can assist Commercial and Residential Borrowers with their Private Mortgage needs. 

As a licensed mortgage Brokerage, we have access to ultra high net worth individuals, private families, and private mortgage companies that provide mortgages through our Brokerage and can assist Borrowers with Private mortgages in the following scenarios:

  • 1st Mortgages 
  • 2nd Mortgages 
  • Private Bridge Mortgages
  • Private Mezzanine Mortgages 

Each Private Lending scenario and investor is different and LTV, interest rate, and cost of borrowing will vary. Contact us to discuss your private Mortgage terms. 

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Get in touch with us to get started on finding a suitable mortgage for you today