Senior Director, Business Financing

Alex has over 20 years of experience in the financial industry, the vast majority of which was at Canada’s largest financial institution. His experience and specialization includes relationship management, business credit coaching, product and project management, as well as the national implementation of initiatives, credit tools, policies, and procedures. Alex’s passion lies in putting the client first and ensuring the solutions presented are in their best interests.

Alex leads HALO’s management consulting practice and assist business owners with Business Plans and Start Up financing and is working on completing his MBA from Warwick Business school.

Manager Credit Analyst, Commercial Mortgage Agent

Anna has over 10 years of experience in handling the adjudication of commercial financing for small to mid-market businesses, infrastructure projects and real estate developers. Anna’s expertise lies in construction and real estate financing, risk analysis and developing custom loan strategies for a variety of business operations.

Commercial Mortgage Associate

Izabela is a commercial mortgage associate and senior commercial credit analyst for HALO Mortgage Advisory Inc.

Izabela joined HALO’s Commercial Mortgage Broker training program and works directly with Stephen to assist commercial mortgage borrowers with their commercial mortgage and business financing needs. Prior to HALO, Izabela worked for a chartered Bank as a commercial credit analyst writing commercial credit applications $10MM and up. She holds a Bachelor of Commerce from Rotman school of Management and she specializes in Income Producing Commercial Real Estate and Owner Occupied Commercial Real Estate Financing for small and medium Sized Companies.

Commercial Mortgage Associate

Michael is a commercial mortgage associate and credit analyst at HALO and TMG Black Capital.

Michael joined HALO’s Commercial Mortgage Broker training program to learn the commercial mortgage industry and is being mentored directly by Stephen and the HALO team to learn the commercial mortgage industry while leading our residential underwriting for TMG Black Capital. Prior to joining HALO, Michael worked for a chartered Bank as a personal Banker where he completed his CFA level 1 and Level 2 and he is working diligently to complete the level 3 while learning the brokerage industry at HALO.

In addition to his CFA level 2, Michael holds a bachelors degree from Schulich School of Business and worked at several banks in a variety of personal banking roles. His expertise in personal Banking along with his extensive education is a welcomed addition to the HALO team to assist our Black Capital clients with residential mortgages.

Mortgage Agent

Annalay has been a mortgage agent for 2 years and joins TMG Black Capital to provide elite residential mortgage services to investors and business owners and is supported by the HALO team. Annalay has extensive knowledge in alternative mortgages and has extensive private lending contacts which we value at HALO and TMG Black Capital to help real estate investors and business owners. Annalay works with investors of all size from single family, duplex, triplex, to multi family apartments providing tailored mortgage solutions based on the clients needs.