I highly recommend Stephen Thomas. He put together a very complicated deal for me that in my opinion, I wouldn't have been able to pull off without him. The bank made us jump through many hoops and at different stages in the negotiations, I was really glad that Stephen was there at my side of the team, negotiating for us, and making those hoops disappear. He was worth every penny and more of his fee.
Mercedes Savard
Stephen has the valuable combination of knowledge, experience, large network, and exemplary work ethic. I have worked with countless lenders and brokers from every major bank as well as alternative lenders while growing my real estate portfolio over the past 9 years in 5 different provinces and two different countries, and I can confidently put Stephen right near the top of my list for my preference to work with on credit applications that matter. I also had a 16 year career with CIBC and I wish all of the staff had the skills that Stephen has. When push comes to shove if I have a credit application I need to get approved and with the most favourable terms possible, Stephen is my person. If you would like further examples about Stephen's abilities feel free to reach out to me and I will gladly elaborate further.
Brock A. Rogerson
As a new business owner I was having a very difficult time working directly with my bank to secure a small business loan. I felt they were not listening to what I was telling them about what our business did, how we operate, and hos successful other franchises in our model were.
Innovative Fitness is a premium personal training company, catering to very specific demographic, offering by appointment only, 1-on-1 and 1-on-2 personal training and coaching services to clients. We are not a gym!
Of course this meant that the delay in securing funds and the challenges my bank had, almost brought the process to halt.
Enter Stephen Thomas.
He really did deliver on every outcome we agreed upon, on time, and with guidance and patience. His fees were extremely reasonable, considering he secured our business the loan we required, and provided us with advice and guidance we desperately required to make the dream a reality.
Stephen you are truly a Rockstar! Thank you!
JAMES GREENWOOD
Amidst working with numerous brokers, working with Haloadvisory(Stephen) is always a breadth of fresh or air, LaCaban immediately was assured it had the best advocate in Halo. The ownership taken is amazing as you immediately realise your deal is getting done with the best possible options. This is evident in Stephen securing LOIs from institutional enders where no the broker is able to.
Stephen always takes into account your strategic goals, positioning you for success with you future deals while he executes on the current project.
La Caban Developments
As a new business owner I was having a very difficult time working directly with my bank to secure a small business loan. Innovative Fitness is a premium personal training company, catering to very specific demographic, offering by appointment only, 1-on-1 and 1-on-2 personal training and coaching services to clients. We are not a gym and this meant a delay in securing funds and almost brought the process to halt. Enter Stephen Thomas. He really did deliver on every outcome we agreed upon, on time, and with guidance and patience. His fees were extremely reasonable, considering he secured our business the loan we required, and provided us with advice and guidance we desperately required to make the dream a reality.
Innovative Fitness Kelowna
My wife and I have been running a successful restaurant for nearly 10 years, and we have always had difficulty obtaining financing for renovations and expansion. Halo worked with us to develop a strong business plan for our new venture, and then they used their connections to get our application submitted and approved by a major bank at very reasonable rates, which we didn't expect at the start of the process. Stephen worked behind the scenes to keep the ball rolling throughout the entire process. It's rare these days to find people that are both talented and great to work with, but the Halo Team definitely qualify.
Scott Loptson, P.Eng.
In our recent real estate acquisition, we contacted Stephen during mid-night when we were negotiating with the seller. We also had some hiccups when obtaining a financing. Stephen did two rounds of work, and got us the best financing deal. If you need a mortgage for your commercial property, go with Stephen. Highly recommended.
Helen Mingyue Xu